Turn on-time rent and bill payments into reported credit history, embedded directly within your native platform, under your brand.

Kikoff Enterpise's Rent & Bill Reporting takes the on-time payments your end users already make — rent, utilities, phone, subscriptions — and reports them to credit bureaus as positive payment history. End users keep paying the way they always have.
Built for thin-file users
Reaches renters, gig workers, and credit-invisible users whose most reliable financial behavior has historically gone uncounted.
No new account required
End users opt in once. Reporting runs automatically every month. No extra steps, no behavior change needed.
White-labeled under your brand
End users opt in once. Reporting runs automatically every month. No extra steps, no behavior change needed.
Starts a credit relationship from day one
Embedding Rent & Bill Reporting begins building credit history before users qualify for any higher-tier offerings.
The business value of Kikoff Enterprise:
Rent & Bill Reporting opens a credit-building relationship with them from day one, which seemlessly integrates into their spending habits.


Most products ignore end users' most consistent financial behavior. Reporting on-time rent and bills signals your platform is invested in their financial future.
As credit grows, more users qualify for offerings that require established credit history. Rent & Bill Reporting starts that relationship — and your other products benefit from where it leads.

How it works: