Credit-building is the financial wellness lever your workforce can actually use - regardless of income or credit history. Live in 3 weeks.
In 2025, nearly a quarter of employees left or seriously considered leaving a job because their benefits package fell short, up from 15% the year prior. Standard benefits packages have become table stakes, and the gap between what employers offer and what employees actually need is widening.
Credit union membership growth in 2025 - the lowest rate since 2011.
Source: NCUA
Kikoff plugs into your digital banking experience in weeks - and starts moving scores from day one.
The business value of Kikoff Enterprise:
Credit-building is a marathon - when it happens inside your platform, you become the place members associate with their financial progress.
A meaningful share of your member base wants to borrow but can't qualify. Kikoff helps lift those credit scores creating a pipeline of newly loan-eligible members.
Credit monitoring and credit-building tools create regular return behavior and expanded referral networks.
How it works:
